Digital banking is rapidly becoming the default system for millions of people worldwide. By 2030, experts predict that cash will be nearly obsolete.
Drivers of Change
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Rise of mobile payment apps.
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Cryptocurrencies and CBDCs (Central Bank Digital Currencies).
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Lower transaction fees online.
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AI-powered fraud detection.
What this means for you
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Higher security but less anonymity.
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Faster cross-border payments.
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New opportunities for investing in fintech startups.
👉 Tip: Start moving part of your funds to digital banks with strong security ratings to adapt early.
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